My complaint:
This bank used to be good… and then, something bad happened. Recently, I was led through a merry-go-round of codes and texts and phones and uploading driver licenses three times, just to be told that nothing could be done about it. All I was trying to do is add my husband, who also has an account with them, as the co-owner of our checking account! Idiotic programming or policies won’t allow you to set up a joint account to start with, and then they couldn’t recognize his phone, because both our cell phones were under my name. They would not allow it to be handled by mail, nor in person in their café. It finally resolved today, only for me to run into another brick wall.
Today I was trying to add my church as the beneficiary of my account. I did it a year or so ago with another account with Capital One, but then I switched to a higher interest paying savings account. Turns out that their current programmers or policy-makers (I am not sure which) decided that you could only name an individual, not an organization, as a beneficiary. So unless you can input a birthdate, the program won’t allow you to proceed. Seriously?!
I even wrote an email – a very polite one – to their corporate office. Nobody ever responded! The nudge was ignored as well.
Suggested solution:
Allow me to name my preferred charity as a beneficiary by eliminating the arbitrary policy that only individuals with a birthdate can be named as beneficiaries. Don't know why that should be such a big deal.
