Bank statement charge
What is the SPK*SPOKEO SEARCH charge on my card?
Who charged you
Spokeo people search website
SPK*SPOKEO SEARCH is Spokeo, a US people search website that sells reports on names, phone numbers, email addresses and street addresses. The charge is usually a Spokeo membership: a trial that turned into a paid plan, or a renewal of a plan billed monthly, quarterly, every six months or yearly.
How it can show on a statement
SPK*SPOKEO SEARCHSPK*SPOKEOSPOKEO *[phone number]SPOKEO.COM [phone number]
7 more ways it shows
SPK*SPOKEO ENTPRSSpokeo *ENTERPRISESPK*LAWENFORCEMENTSPK*BIZSHARKSPK*INFOARMORSPK*SPOKEO [phone number]PAYPAL *SPOKEO INC
Find out what it was
- 1
Search your inbox and spam for Spokeo and for the exact amount: the email address given at checkout becomes the account's login name, so the inbox that holds the receipt belongs to whoever signed up.
- 2
Read the words after SPK*: SPOKEO or SPOKEO SEARCH is Spokeo's people search, ENTPRS, ENTERPRISE or LAWENFORCEMENT point to a business or law enforcement account, and BIZSHARK or INFOARMOR are names Spokeo lists for other products.
- 3
Compare the date and amount with earlier lines: the same amount every month, quarter, half year or year points to a membership that renews.
- 4
Think back to the first charge: a membership often starts as a trial on the day someone looked up a name, number or email, and turns paid when the trial ends.
- 5
Ask others who use your card whether they looked someone up, for example a caller they did not recognise.
- 6
Still a charge you did not agree to? File your complaint here. We write it with you and send it to Spokeo, so you do not have to chase it yourself.
Not in any of your accounts? If nobody in your household made it, someone else may have used your card details. Your card issuer can stop the card, so the charges do not continue.
Why does it say “SPK*SPOKEO SEARCH”?
SPK is a short code for Spokeo in front of the name. Spokeo's own list of statement names gives SPK*SPOKEO, SPK*SPOKEO SEARCH, and SPOKEO * or SPOKEO.COM followed by a phone number, and says the exact name depends on the type of subscription that was bought. The line names the website, not the person who was looked up or the report that was opened.
The same list has three more Spokeo names whose wording points to business and law enforcement accounts (SPK*SPOKEO ENTPRS, Spokeo *ENTERPRISE, SPK*LAWENFORCEMENT), and two it gives for other products, SPK*BIZSHARK and SPK*INFOARMOR. A purchase paid with PayPal can show as PAYPAL *SPOKEO INC instead.
Why you might see this charge
- A trial that was not canceled before 11:59 pm Pacific time on its last day, so it turned into a paid membership.
- A membership renewing for the same period it was bought for: monthly, quarterly, every six months or yearly, charged at the start of each period.
- A single report bought after a search for a name, phone number, email address or street address.
- A plan nobody uses any more that keeps renewing because it was never canceled.
- Someone in your household looked up an unknown caller, a date, a neighbor or an old friend with your card.
Is SPK*SPOKEO SEARCH legit?
Yes. Spokeo, Inc. is a real US people search company, and the SPK* and SPOKEO names on its own list are its normal charges. Its payment policy says memberships are paid in advance, renew automatically for the same period until they are canceled and are not refunded, so a plan nobody uses keeps billing.
Texts or emails that use Spokeo's name and ask for card details through a link can be fake. Check the charge against your own inbox and statement instead.
Other charges people look up
| On your statement | Who charged you | What it usually is |
|---|---|---|
| SXM*SIRIUSXM.COM/ACCT | SiriusXM | SXM*SIRIUSXM.COM/ACCT is SiriusXM, the US satellite radio and streaming service, billing a subscription it sold you… |
| PCH*INTELIUS | Intelius | PCH*INTELIUS is Intelius, a US people search and background report website in the PeopleConnect group, which also runs… |
| STP*DOC.PDFGURU | PDF Guru | STP*DOC.PDFGURU is PDF Guru, an online PDF editor and converter run by Lopofist Limited in Nicosia, Cyprus. |
| SUPPORTPDFFILLER.COM | pdfFiller (airSlate) | SUPPORTPDFFILLER.COM is pdfFiller, the online PDF editor and form filler run by airSlate, Inc. |
| SCRIBD INC | Scribd | SCRIBD INC is Scribd, Inc., the company behind Everand, Scribd and Slideshare. |
| PCH*CLASSMATES.COM | Classmates | PCH*CLASSMATES.COM is a charge from Classmates, the school reunion and yearbook website run by PeopleConnect. |
| CHECKMYFILE.COM | Checkmyfile | CHECKMYFILE.COM is Checkmyfile, a UK credit report service run by Credit Reporting Agency Limited in Truro. |
| TRTHFDR*TRUTHFINDER.COM | TruthFinder | TRTHFDR*TRUTHFINDER.COM is TruthFinder, a US people search and background report website run by PeopleConnect. |
Questions about SPK*SPOKEO SEARCH
What is SPK*SPOKEO SEARCH on my credit card?
It is a charge from Spokeo, a people search website. SPK*SPOKEO SEARCH is one of the statement names Spokeo lists for its own charges, and the line is usually a membership or a trial that turned into one.
Why did Spokeo charge me?
Most Spokeo charges are memberships. A trial becomes a paid plan unless it is canceled before 11:59 pm Pacific time on its last day, and a plan renews for the same period, monthly, quarterly, every six months or yearly, until it is canceled.
What is SPOKEO.COM with a phone number on my statement?
It is the same company. Spokeo lists SPOKEO.COM and SPOKEO * followed by a phone number among its own statement names, next to SPK*SPOKEO and SPK*SPOKEO SEARCH.
What if I did not agree to a SPK*SPOKEO SEARCH charge?
File a complaint on Complain.biz. We write it with you and send it to Spokeo, so you do not have to chase it yourself.
Based on
- What will show up on my bank or credit card statement? (Spokeo)
- I see a charge from Spokeo. Why am I being charged? (Spokeo)
- Spokeo Payment Policy: trials, membership renewal and refunds (Spokeo)
- How do I cancel? Pausing a membership and billing reminders (Spokeo)
- State of Delaware open data: state card transactions with SPK*SPOKEO SEARCH, SPOKEO * and PAYPAL *SPOKEO INC lines