Wells Fargo complaint: Wells Fargo Bank Wachovia Bank Home Equity Credit Line

January 2003 opened a Home Equity Line of Credit with Wachovia Bank .
I did not use any money from the account. The account had a maximum credit limit of $60,000. After two years and never receiving a single account statement,
I received the first statement in 2005 claiming it had a balance of $60,000 and wanted the revolving interest payments, 4% interest. I have been trying to stop this action for 14 years ,now being perpetrated by the banks successor in 2008 Wells Fargo Bank, who is still demanding monthly interest payments from me now elderly retired with no end in sight. I cannot find a law firm who will represent .me or any one with direction, after many years of arbitration with the bank and the use of the Federal Consumer Credit organization who asked the bank to investigate it self did not help. I think I will simply stop paying and make them file against me ? Any information from you will be appreciated.