Bank statement charge
What is the EBAY COMMERCE INC charge on my bank statement?
Who charged you
eBay eBay Commerce, its payments company
EBAY COMMERCE INC is eBay's own payments company, which takes the payment for purchases on eBay in the US and pays the seller. The charge is usually an item you bought on eBay; card lines often show EBAY O* followed by the order number instead.
How it can show on a statement
EBAY COMMERCE INCEBAY O*[ORDER NUMBER]PAYPAL *EBAYEBAY EUROPE SARL
1 more way it shows
EBAYUKLIMIT
Find out what it was
- 1
Open My eBay > Purchase history and look for an order with the same amount and date; the order number matches the digits after EBAY O*.
- 2
Search your inbox for eBay order confirmation emails with the same amount.
- 3
If you sell on eBay, check Payments in Seller Hub for fees or charges taken from your card or bank account on that date.
- 4
Check whether a family member's eBay account has your card saved as a payment method.
- 5
If the line shows PAYPAL *EBAY, look in your PayPal Activity for the matching eBay payment.
- 6
Still a charge you did not agree to? File your complaint here. We write it with you and send it to eBay, so you do not have to chase it yourself.
Not in any of your accounts? If nobody in your household made it, someone else may have used your card details. Your card issuer can stop the card, so the charges do not continue.
Why does it say “EBAY COMMERCE INC”?
eBay, not the seller, takes your payment, so the statement usually names eBay or its US payments company, eBay Commerce Inc., and not the individual seller. On eBay UK the payment is taken by eBay Commerce UK Ltd, and UK lines can read EBAYUKLIMIT or EBAY EUROPE SARL.
Other lines show EBAY O* followed by digits in the pattern of an eBay order number (two, five and five digits), which you can look up in your purchase history. Purchases paid with PayPal show as PAYPAL *EBAY instead.
Why you might see this charge
- An item you bought on eBay: each order is charged as its own payment.
- A basket with items from several sellers, which can show as several separate lines; extra pending lines are temporary authorizations that eBay says usually drop off within a week.
- A purchase by someone who uses an eBay account with your card saved.
- An eBay purchase paid with PayPal, which shows as PAYPAL *EBAY instead.
- For sellers: selling fees charged to the card or bank account on file when sales did not cover them.
Is EBAY COMMERCE INC legit?
Real: eBay Commerce Inc. and eBay Commerce UK Ltd are eBay's own payment companies, so the charge is genuine eBay billing for an order or for selling fees.
Fake eBay order and payment received emails are common. Check orders in the eBay app or your Purchase history, never through a link in a message.
Other charges people look up
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|---|---|---|
| TESCO PFS | Tesco petrol stations | TESCO PFS is a Tesco petrol filling station; PFS is short for petrol filling station. |
| CLKBANK* | ClickBank | CLKBANK* is ClickBank, a US online retailer that sells supplements, e-books, courses, software and other products made… |
| WM SUPERCENTER | Walmart | WM SUPERCENTER is Walmart: WM stands for Walmart, and a Supercenter is its largest kind of store, selling groceries as… |
| MFG | Motor Fuel Group | MFG is Motor Fuel Group, a UK petrol station operator that runs forecourts under BP, Shell, Esso, Texaco, JET and… |
| AMZN Digital | Amazon | AMZN Digital (Amazon Digital Svcs) is Amazon's billing name for digital orders: ebooks, video rentals and purchases… |
| AMZN Mktp US | Amazon | AMZN Mktp US and AMAZON MKTPLACE PMTS are Amazon Marketplace charges: Amazon, charging for an order from its store. |
| AMAZON RETA* | Amazon | AMAZON RETA* is Amazon, charging for an order from its store; it is commonly reported on items sold by Amazon itself. |
| 702 SW 8TH ST BENTONVILLE AR | Walmart | 702 SW 8TH ST BENTONVILLE AR is Walmart: the address of its long-time head office, which banks print on online charges… |
Questions about EBAY COMMERCE INC
What is eBay Commerce Inc?
It is eBay's payments company in the US. It takes the payment when you buy on eBay and pays the seller, so its name appears on your statement instead of the seller's.
What is eBay Commerce UK Ltd?
It is eBay's payments company for eBay UK, doing the same job as eBay Commerce Inc. in the US. A payment under this name is a purchase on eBay UK or, if you sell, eBay fees.
What does EBAY O* mean on my statement?
It is an eBay purchase. The digits after O* follow the eBay order number pattern, so you can find the order in your Purchase history.
What can I do about an eBay charge I did not agree to?
File a complaint on Complain.biz. We write it with you and send it to eBay, so you do not have to chase it yourself.
Based on
- Payments Terms of Use: eBay Commerce Inc. (eBay US)
- Payments Terms of Use: eBay Commerce UK Ltd (eBay UK)
- O*07-11908-32905: order number on a card statement (eBay Community, Ask a Mentor)
- eBay Commerce Inc. (eBay Community, SERP top 2)
- DoReferenceTransaction: PAYPAL *EBAY example (PayPal Developer)
- eBay Commerce UK Ltd (FCA register)
- See how eBay appears on your bank statement (Emma)