Bank statement charge
What is COMENITY PAY OH WEB PYMT on my bank statement?
Who charged you
Comenity the bank behind many store cards (Bread Financial)
COMENITY PAY OH WEB PYMT is a payment to a store credit card issued by Comenity, Bread Financial's bank. It is usually money leaving your checking account to pay a store or co-branded card bill, made online (WEB PYMT) or by telephone.
How it can show on a statement
COMENITY PAY OH WEB PYMTCOMENITY PAY [TWO LETTER CODE] WEB PYMTCOMENITY PAY CP PHONE PYMT
Find out what it was
- 1
List the store credit cards you and your household hold, sign in to each card account and check its payment history for the amount and date.
- 2
Search your email for payment confirmations from a store card program on that date.
- 3
Check each store card account for automatic payments that draw on your checking account.
- 4
Match the amount with a recent store card balance or minimum payment due.
- 5
Ask household members who use your checking account whether they paid a store card bill.
- 6
Still a charge you did not agree to? File your complaint here. We write it with you and send it to Comenity, so you do not have to chase it yourself.
Not in any of your accounts? If nobody in your household made it, someone else may have used your card details. Your card issuer can stop the card, so the charges do not continue.
Why does it say “COMENITY PAY OH WEB PYMT”?
Store cards carry the shop's logo, but the bill is paid to the bank that issues them, so the payment shows Comenity instead of the store. WEB PYMT means the payment was made online, through the card's website or app; a payment made by telephone reads like COMENITY PAY CP PHONE PYMT instead, with a two-letter code that varies.
The two letters after PAY (such as OH, VI, JT, II or BH) are not publicly explained, so they do not tell you the store on their own.
Why you might see this charge
- An online payment to a store credit card issued by Comenity, made from your checking account.
- A payment made by telephone to one of these store cards.
- An automatic payment (autopay) set up on a store card account.
- A one-time payment you scheduled earlier that went out on its date.
- A payment for a household member's store card made from your checking account.
Is COMENITY PAY OH WEB PYMT legit?
Real: Comenity is the card bank of Bread Financial, a large US lender that issues store cards for many retailers, and this line is a bill payment to one of those cards.
Lookalike calls and texts sometimes claim a store card problem or a missed payment. Check payments only by signing in to the card account yourself, never through a link in a message.
Other charges people look up
| On your statement | Who charged you | What it usually is |
|---|---|---|
| GFM INTERNATIONAL SERV | GoFundMe | GFM INTERNATIONAL SERV is GoFundMe, the online fundraising platform, taking payment through its UK company. |
| SQ * | Square | SQ * or GOSQ.COM means you paid a business that takes cards with Square, the card reader and checkout company. |
| ACTBLUE* | ActBlue | ACTBLUE* is ActBlue, the nonprofit fundraising platform that Democratic candidates, progressive groups and some… |
| AWX* | Airwallex | AWX* means you paid a business that takes card payments through Airwallex, a payments company. |
| NAYAX VENDING | Nayax | NAYAX VENDING means you paid at an unattended machine that takes cards through a Nayax reader. |
| crownbill.com | Crownbill | crownbill.com is Crownbill, a billing platform run by Tecom Ltd in Cyprus that takes payments for subscription… |
| Epoch.com | Epoch | Epoch.com is Epoch, a US payment company that bills for thousands of subscription websites, including adult-content… |
| APPLE CASH SENT MONEY | Apple Cash | APPLE CASH SENT MONEY means your debit card paid for money sent to a person with Apple Cash, in Messages or Wallet on… |
Questions about COMENITY PAY OH WEB PYMT
What does COMENITY PAY OH mean?
It is a payment to a store card issued by Comenity, Bread Financial's bank. OH is a code in the payment line; there is no public list of what the codes mean, so the store is best found in your card accounts.
What do VI, JT, II or BH after COMENITY PAY mean?
They are codes in the payment line that are not publicly explained, and they do not point to a store on their own. Match the amount and date with the payment history of each store card you or your household hold.
What is ACH HOLD COMENITY PAY?
Some banks add ACH HOLD while a payment from your checking account is still pending. The same payment later posts as a normal COMENITY PAY line.
What can I do about a Comenity payment I did not agree to?
File a complaint on Complain.biz. We write it with you and send it to Comenity, so you do not have to chase it yourself.
Based on
- Bread Financial (Comenity Capital Bank is a Bread Financial company)
- FinanceBuzz: What is Comenity Bank?
- JustAnswer: Comenity Pay IL web payment debit