Bank statement charge
What is an ANLATAN or Anlatan Inc charge on my card?
Who charged you
Anlatan Inc. the company behind NovelAI, AI storytelling and image generation
ANLATAN is Anlatan Inc., the US company that runs NovelAI, an AI storytelling and anime-style image service. The charge is usually a NovelAI subscription of $10, $15 or $25 a month depending on the tier, or Paid Anlas, the extra credits NovelAI sells for image generation.
How it can show on a statement
ANLATAN
Find out what it was
- 1
Search your inbox, spam and promotions folders for NovelAI and Anlatan, and for the exact amount.
- 2
Compare the amount with the tiers: $10, $15 or $25, plus any sales tax or VAT, points to a subscription; another amount is usually Paid Anlas or an extra purchase.
- 3
Count 30 days back from the charge: a renewal comes 30 days after the previous payment, so the date drifts slightly from month to month.
- 4
Look for a $1 amount around the same day: people report it when a card is added or a purchase is tried, so it can mark the sign-up.
- 5
Ask others who use your card whether they used NovelAI to write stories or make anime-style images.
- 6
Still a charge you did not agree to? File your complaint here. We write it with you and send it to NovelAI, so you do not have to chase it yourself.
Not in any of your accounts? If nobody in your household made it, someone else may have used your card details. Your card issuer can stop the card, so the charges do not continue.
Why does it say “ANLATAN”?
NovelAI is the product people know; Anlatan Inc., a company based in Delaware, owns it and takes the payments, and NovelAI's terms make every subscription an agreement with Anlatan. So the bank shows the company name, not the site you used. People who have shared their bank alerts describe the payments as coming from Anlatan, both for $25 subscription charges and for small $1 amounts. Before NovelAI switched payment processors, its payments went through Paddle, so an older NovelAI charge can carry Paddle's name instead.
The date can also be confusing. NovelAI's documentation says a subscription renews exactly 30 days after the last payment, not on the same day each month, so the charge moves a day earlier after every 31-day month.
Why you might see this charge
- The monthly NovelAI subscription: Tablet $10, Scroll $15 or Opus $25, renewing 30 days after the last payment.
- Paid Anlas, extra image generation credits bought with the + button next to the Anlas count, charged separately from the subscription.
- Another extra bought on top of a plan; one Opus subscriber reports paying for three usage boosts in eight days.
- A $1 charge: people report a $1 payment to Anlatan when they add a card or try to buy, which can drop off again when the payment is declined.
- A charge on a card that was never used for NovelAI: NovelAI has cancelled and refunded subscriptions its anti-fraud checks linked to fraudulent payments, and some card holders who never used it report Anlatan charges.
Is ANLATAN legit?
Yes. Anlatan Inc. is a real US company and NovelAI is a long-running AI storytelling and image service, so an ANLATAN line is normally a NovelAI payment. NovelAI's terms say subscriptions are not refunded unless the company agrees, and a cancelled plan keeps working until the paid period ends.
NovelAI has said it cancels and refunds subscriptions that its anti-fraud checks connect to fraudulent payments, and some people report an Anlatan charge on a card they never used for NovelAI. If nobody you know uses NovelAI, take the line as a sign that someone may have used your card details, and check your other recent charges as well.
Other charges people look up
| On your statement | Who charged you | What it usually is |
|---|---|---|
| SCRIMPR | Scrimpr | SCRIMPR is a Direct Debit to Scrimpr, a UK money-saving website run by one person. |
| PRIMEDEFENDER.COM | Prime Defender | PRIMEDEFENDER.COM is Prime Defender, an online privacy and security subscription sold by Tinolds Marketing Inc. |
| UKCRDTRATNG.COM | UKCreditRatings | UKCRDTRATNG.COM is UKCreditRatings, a UK credit report and score subscription run by RS Data Tech Ltd. |
| GOSHCC | Great Ormond Street Hospital Charity | GOSHCC is Great Ormond Street Hospital Children's Charity, which raises money for Great Ormond Street Hospital in… |
| PROTONMAIL | Proton AG | PROTONMAIL and PROTONVPN are the card names of Proton AG, the Swiss company behind Proton Mail, Proton VPN, Proton… |
| GET-THOSE-DISCOUNTS | Get Those Discounts | GET-THOSE-DISCOUNTS is the name of a website that sells memberships to USA Discount Club, a deals app, with Two Green… |
| TRUE-DEALS-TODAY | True Deals Today | TRUE-DEALS-TODAY is a website that sells USA Discount Club, a members-only deals app, and names Rock Solid Brands, LLC… |
| HIGGSFIELD INC. | Higgsfield AI | HIGGSFIELD INC. |
Questions about ANLATAN
What is Anlatan Inc on my credit card?
It is a payment to Anlatan Inc., the US company that runs NovelAI, an AI service for writing stories and making anime-style images. The bank shows the company name instead of NovelAI.
Why did Anlatan charge me $25?
$25 a month is NovelAI's Opus tier. The Tablet tier costs $10 and Scroll $15. Each renews 30 days after the last payment until it is cancelled.
Why did Anlatan charge me $1?
People report a $1 payment to Anlatan when they add a card or try to subscribe or buy Anlas; when the payment is declined, the $1 goes back. If nobody in your household tried NovelAI, treat it as a warning sign about the card.
Why was I charged by Anlatan after I cancelled?
Cancelling stops the next renewal, but NovelAI's terms say paid periods are not refunded unless the company agrees. A renewal taken before the cancellation went through still counts as a paid 30-day period.
What if I did not agree to an ANLATAN charge?
File a complaint on Complain.biz. We write it with you and send it to Anlatan, so you do not have to chase it yourself.
Based on
- NovelAI Terms of Service (service provided by Anlatan Inc., Delaware; subscriptions and refunds)
- NovelAI Documentation: Subscription (tiers, 30-day renewal, Paid Anlas)
- Anlatan website terms of use (Anlatan, Inc., maker of NovelAI)
- NovelAI: switching to a new payment processor (NovelAI on X)
- Fraud Prevention Announcement by the Anlatan team, with bank alerts for Anlatan charges in the replies (Reddit r/NovelAi)
- My bank telling me that I'm paying 1 USD to Anlatan (Reddit r/NovelAi)
- Payment problems: $1 taken and returned after a declined card (Reddit r/NovelAi)
- Got charged after I unsubbed (Reddit r/NovelAi)
- Customer review: usage boosts bought on top of an Opus plan (Trustpilot)