Bank statement charge
What is the GOSHCC Direct Debit on my bank statement?
Who charged you
Great Ormond Street Hospital Charity (GOSH Charity), including its weekly lottery
GOSHCC is Great Ormond Street Hospital Children's Charity, which raises money for Great Ormond Street Hospital in London. A GOSHCC LOT line is usually the monthly Direct Debit for the charity's weekly lottery, and GOSHCC LOTTERY is a lottery entry paid by debit card.
How it can show on a statement
GOSHCCGOSHCC LOT [ticket number]GOSHCC LOTTERY
Find out what it was
- 1
Read the six digits after GOSHCC LOT: they are the end of your lottery ticket number, which is printed in the welcome letter.
- 2
Look through your post and inbox for a GOSH Charity Lottery welcome letter or advance notice of the Direct Debit; it lists your game numbers and the first collection date.
- 3
Divide the amount by £4 or £5: the result is the number of lottery lines being paid for, so £8 or £10 is usually two lines.
- 4
Think back to a conversation with a GOSH Charity fundraiser around the time the payments started, at a shopping centre or at your door, and check the set-up date in the Direct Debit list in your banking app.
- 5
If the line has no LOT and ticket number, ask the people you live with whether they joined the lottery, and look in the Direct Debit list in your banking app for any other payment set up to GOSH Charity: the charity publishes the statement wording only for its lottery.
- 6
Still a charge you did not agree to? File your complaint here. We write it with you and send it to Great Ormond Street Hospital Charity, so you do not have to chase it yourself.
Not in any of your accounts? If nobody in your household made it, someone else may have used your card details. Your card issuer can stop the card, so the charges do not continue.
Why does it say “GOSHCC”?
GOSHCC is short for Great Ormond Street Hospital Children's Charity, which also calls itself Great Ormond Street Hospital Charity or GOSH Charity. The charity's lottery terms say that entries paid by Direct Debit show on your bank statement as GOSHCC Lot followed by six digits, the last six digits of your lottery ticket number, and that entries paid by debit card show as GOSHCC Lottery.
The charity's external lottery manager, Sterling Management Centre (SMC), processes the lottery payments, so your statement or a payment notice from your bank may also mention SMC. Each entry costs £1 a week, with a draw every Friday. By Direct Debit the entries are collected once a month, at £4 or £5 per line depending on whether that month has four or five Friday draws.
Why you might see this charge
- The monthly Direct Debit for the GOSH Charity weekly lottery: £4 or £5 for each line, depending on how many Friday draws fall in that month.
- A higher amount when you play more than one line; each person can have up to 10 entries a week.
- A lottery sign-up made with one of the charity's fundraisers at a shopping centre or on your doorstep, which starts a Direct Debit.
- The first collection, taken after the 10-day cooling-off period that follows a Direct Debit sign-up, on the date given in the welcome letter.
- A lottery entry paid by debit card, which shows as GOSHCC LOTTERY instead.
- Lottery entries that someone else in your household set up from your bank account.
Is GOSHCC legit?
Yes. Great Ormond Street Hospital Children's Charity is a registered charity in London (charity number 1160024) that raises money for Great Ormond Street Hospital, and its weekly lottery is licensed and run with Sterling Management Centre. A GOSHCC LOT or GOSHCC LOTTERY line is normally a genuine entry in the charity's lottery.
The charity works with fundraising agencies whose fundraisers sign people up at shopping centres and door to door. Official GOSH Charity fundraisers wear GOSH Charity clothing, carry an ID badge with their name, photo, ID number and agency, and carry a letter of authority. A sign-up is easy to forget, so the welcome letter and the set-up date of the Direct Debit are the quickest way to place a payment.
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Questions about GOSHCC
What is GOSHCC on my bank statement?
GOSHCC is Great Ormond Street Hospital Children's Charity. A line that reads GOSHCC LOT and six digits is the monthly payment for the charity's weekly lottery; GOSHCC LOTTERY is an entry paid by debit card.
Why is my GOSHCC Direct Debit £4 one month and £5 the next?
Each lottery line costs £1 a week and the draw is every Friday. The Direct Debit is collected monthly, so a month with five Friday draws costs £5 per line and a month with four costs £4.
What does the number after GOSHCC LOT mean?
It is the last six digits of your lottery ticket number. Your full game numbers are in the welcome letter the charity posts after you join.
Will a GOSHCC lottery prize be paid into my account?
If you play by Direct Debit, the charity pays money prizes into the bank account the Direct Debit is collected from, and tells winners by email, or by post if it has no email address.
What if I did not agree to a GOSHCC payment?
File a complaint on Complain.biz. We write it with you and send it to Great Ormond Street Hospital Charity, so you do not have to chase it yourself.
Based on
- GOSH Charity Lottery terms and conditions: Direct Debit shown as GOSHCC Lot and ticket number, debit card as GOSHCC Lottery, £1 a chance, prizes paid to Direct Debit players' accounts (GOSH Charity Lottery)
- GOSH Charity Lottery FAQs: £4 or £5 per line a month, 10-day cooling-off period, welcome letter (GOSH Charity Lottery)
- Face-to-face fundraising: how to identify a GOSH Charity fundraiser (GOSH Charity)
- Monthly charity donations (GOSH Charity)
- GREAT ORMOND STREET HOSPITAL CHILDREN'S CHARITY, company 09338724 (Companies House)