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We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective PTSB complaint letter, and make sure your case gets taken seriously.

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PTSB customer service

Contact number
0818 502 424
Customer support
www.ptsb.ie
Head office
Permanent TSB plc, 56-59 St. Stephen's Green, Dublin 2, D02 H489, Ireland
Twitter / X
@askptsb

Contact details checked on 29 Oct 2026

Why use our complaint platform?

01

Written in minutes

We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.

02

We will make some noise!

Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.

03

Your personal case coach

Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.

04

You are not alone

Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.

Is PTSB legit?

Legit, mixed reviews

PTSB, short for Permanent TSB, is one of the main Irish high street banks and entirely real, which is why fraudsters borrow its name. Fake texts warn of unusual activity and link to a copied banking page, and a follow-up call may ask for the one-time passcode that moves your money.

What we checked

  • Regulated bank in Ireland
  • Head office on St Stephen's Green
  • Savings-bank roots over 200 years
  • Ratings on other review websites: 2/5

Watch out for

  • A text about a suspicious log-in on your account, with a link to a page asking for your PIN and passcodes.
  • A transfer you never made, after reading out a one-time passcode to a caller who said they were from the bank.
  • A fee or mortgage rate dispute, where the bank's own complaint process aims for an answer within 40 working days.

Money gone from your PTSB account?

We help you write it, it gets its own public page, and you can have it sent to PTSB as a formal letter.

File a PTSB complaint

Common customer service questions about PTSB

How do I file a complaint about PTSB?

Do you have a dispute or a bad customer experience with PTSB? Report it through our website to maximize the chance of getting it resolved.

We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.

How do I contact PTSB customer service?

PTSB customer service is reached through the Open24 team on 0818 502 424, through support chat in the PTSB app, or in a branch. Have your account or mortgage number and the dates of the transactions in question ready. For a complaint, the PTSB complaints charter linked in the contact block sets out the routes the bank accepts.

Charge, card or mortgage problem to raise? Start your complaint here and we push it out to PTSB by email, social media and printed letters.

How do I escalate a complaint to PTSB head office?

PTSB's head office is in Dublin city centre, and the full address is in the contact block at the top of this page. To escalate a complaint inside PTSB, put it in writing under the complaints charter, ask for a complaint reference, and set out a short timeline, the account involved and the outcome you want. Ask for the bank's final response in writing, since that letter shows where the complaint stands.

Mortgage or account dispute to escalate? Our trained AI opens a case for you and keeps coaching: what to reply, when to push and how to escalate.

How do I dispute a transaction with PTSB?

To dispute a transaction with PTSB, contact the bank as soon as you spot it, through Open24 or the PTSB app, and give the date, the amount and the merchant name exactly as it appears on your statement. For a card payment, ask whether a chargeback can be raised; for a payment you did not make, say so plainly so it is handled as unauthorised. Keep the statement line, any emails with the merchant and the reference PTSB gives you.

Can I take a PTSB complaint to the Financial Services and Pensions Ombudsman?

Yes: the Financial Services and Pensions Ombudsman resolves complaints from consumers in Ireland against financial service providers, and that includes PTSB. It generally expects PTSB to have had the chance to put things right first, so keep a record of every contact with the bank.

Bring it through our complaint process: we help you write the complaint in minutes, drawing on thousands of complaint letters that worked.

Is that PTSB text about unusual activity real?

Not if it contains a link. Texts claiming unusual activity or a suspicious log-in on a PTSB account have led to copied banking pages that ask for PINs and passcodes, sometimes followed by a call asking for a one-time passcode. PTSB has said it never sends website links when contacting customers.

What do people complain about most at PTSB?

Nothing has been reported about PTSB here yet. Our research shows what typically goes wrong at retail banks: card payments customers do not recognise, accounts locked during security checks, mortgage arrears and interest rate disputes, account fees and charges, transfers that are delayed or go missing, and app or online banking outages.

Locked out of your account or charged a fee you did not expect? Be the first to report it: your case opens the record for the next PTSB customer with the same problem.

What happens after I submit my complaint?

Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of PTSB through emails, social media, paper complaint letters and other tools at our disposal.

And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.

Can other consumers help me with my PTSB complaint?

Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with PTSB can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.

PTSB complaints

0 complaints

Helpful experiences shared by PTSB customers. Search, discuss and connect with other people in our community.

PTSB complaints per month

Dec 2025 - Nov 2026

Complaints filed on Complain.biz about PTSB in each of the last twelve months.

  • 0 Dec
  • 0 Jan
  • 0 Feb
  • 0 Mar
  • 0 Apr
  • 0 May
  • 0 Jun
  • 0 Jul
  • 0 Aug
  • 0 Sep
  • 0 Oct
  • 0 Nov

No complaints about PTSB yet. Yours can be the first.

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How PTSB compares

PTSB customer service compared to others in the Banks category.

Company Complaints Biggest problem
Green Dot Bank 1,693 complaints Fraud claims refused or ignored
GO2bank 303 complaints Accounts locked with no way back
Capital One 130 complaints Credit card and loan problems
PNC Bank 78 complaints Fraud claims brushed off
PTSB (this page) 0 complaints No complaints yet
AIB 0 complaints No complaints yet
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