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We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective NAB complaint letter, and make sure your case gets taken seriously.

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NAB customer service

Contact number
13 22 65
Customer support
www.nab.com.au
Head office
National Australia Bank Limited, Level 28, 395 Bourke Street, Melbourne VIC 3000, Australia

Contact details checked on 15 Oct 2026

Why use our complaint platform?

01

Written in minutes

We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.

02

We will make some noise!

Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.

03

Your personal case coach

Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.

04

You are not alone

Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.

About NAB

NAB, National Australia Bank, is one of Australia’s big four banks, offering everyday accounts, home loans, credit cards, personal loans, business and corporate banking, private wealth and international banking. Customers of large retail banks like this one tend to raise the same issues: card transactions they did not make or cannot get reversed, payments sent to the wrong account, fees and interest they did not expect, home loan rate changes and discharge delays, and accounts frozen or restricted during security checks.

A strong banking complaint rests on the statement. Keep the account and statement lines involved, with dates, amounts and merchant names, and screenshots of the transaction in the app. Note the date you first raised the problem and the reference number NAB gave you, and keep any letter about a fee, a rate change or a frozen account.

Unauthorised transaction on your account? Set the case out with us. We put the statement lines and dates in order, then push the complaint to NAB by email, social media and printed letters.

Common customer service questions about NAB

How do I file a complaint about NAB?

Do you have a dispute or a bad customer experience with NAB? Report it through our website to maximize the chance of getting it resolved.

We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.

How do I contact NAB customer service?

The NAB customer service number in Australia is 13 22 65, and you can also contact NAB from the NAB app. NAB's feedback and complaints page, linked in the contact details at the top of this page, sets out the other ways to raise a complaint, and a NAB branch can also take one in person. Have your account details, the date and amount of the transaction or fee, and any earlier reference number ready.

Fee or card charge in dispute? Raise it here as well, and we push it out to NAB by email, social media and printed letters.

How do I escalate a complaint with NAB?

To escalate a complaint inside NAB, ask for it to be passed to a senior complaints team and for the complaint reference number, then put the complaint in writing through the feedback and complaints page or by letter to the registered office in Melbourne; the full address is in the contact details at the top of this page. Give your name, the account involved, what went wrong and when, every earlier reference number, and the exact outcome you want, such as a fee refunded or a transaction reversed.

Keep a copy of everything you send and ask NAB to confirm in writing who is handling the complaint.

Fee or decision you want reviewed? We help you write the escalation in minutes, with each statement line and reference number side by side.

How do I dispute a transaction with NAB?

To dispute a transaction with NAB, contact the bank on 13 22 65 or through the NAB app as soon as you spot it, and say whether it is unauthorised, a duplicate, the wrong amount, or a purchase that never arrived. If your card may be compromised, ask for it to be blocked or replaced at the same time. Have the statement line, the merchant name, and the date and amount ready, plus any receipts or emails from the merchant.

Ask for the dispute reference number and written confirmation, and check your next statements for any temporary credit and the final decision.

Can I take a complaint about NAB to the Australian Financial Complaints Authority (AFCA)?

Yes: the Australian Financial Complaints Authority (AFCA) handles complaints in Australia from consumers and small businesses about financial firms that are its members, and NAB names AFCA as the external dispute resolution scheme for its customers. AFCA generally expects NAB to have had the chance to put things right first, so keep a record of every call, letter and reference number.

Transaction or charge in dispute? Bring it through our complaint process: our trained AI opens a case for you and keeps coaching on what to reply and when to push again.

What do people complain about most at NAB?

Nothing has been reported about NAB here yet. Our research shows what typically goes wrong at Australia's big banks: card transactions customers did not make or cannot get reversed, payments sent to the wrong account, fees and interest that were not expected, home loan rate changes and discharge delays, and accounts frozen or restricted during security checks.

Transaction you did not make, or a fee you did not expect? Be the first to report it: your case opens the record for the next NAB customer in the same position.

What happens after I submit my complaint?

Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of NAB through emails, social media, paper complaint letters and other tools at our disposal.

And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.

Can other consumers help me with my NAB complaint?

Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with NAB can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.

NAB complaints

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Helpful experiences shared by NAB customers. Search, discuss and connect with other people in our community.

NAB complaints per month

Dec 2025 - Nov 2026

Complaints filed on Complain.biz about NAB in each of the last twelve months.

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  • 0 Jan
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  • 0 Mar
  • 0 Apr
  • 0 May
  • 0 Jun
  • 0 Jul
  • 0 Aug
  • 0 Sep
  • 0 Oct
  • 0 Nov

No complaints about NAB yet. Yours can be the first.

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How NAB compares

NAB customer service compared to others in the Banks category.

Company Complaints Biggest problem
Green Dot Bank 1,693 complaints Fraud claims refused or ignored
GO2bank 303 complaints Accounts locked with no way back
Capital One 130 complaints Credit card and loan problems
PNC Bank 78 complaints Fraud claims brushed off
NAB (this page) 0 complaints No complaints yet
Westpac 0 complaints No complaints yet
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