Finnair complaint: Refund not paid

Complaint from Finnair is bad reported on 08 January 2023 about Finnair

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My complaint:

Due to the situation beginning 2022 Finnair did cancel my flight from St Petersburg to Helsinki (return ticket).
I submitted online the refund request, it was approved by Finnair and now almost a year later, the refund is still not paid.

Suggested solution:

Finnair should send the money to my bank account which they refuse since the ticket was bought with a Visa card and Visa is not operating in Russia since beginning 2022.

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