Skip to content
File a complaint

Fairstone complaint?

Make it sting!
Launch complaint or find a lawyer

We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective Fairstone complaint letter, and make sure your case gets taken seriously.

  • 0complaints
  • 0hornets launched

Sentiment Quiet

no complaints in the last 30 days

Fairstone customer service

Customer service number
800-995-2274
Customer support
www.fairstone.ca
Corporate office
Fairstone Bank of Canada, 145 King Street West, Suite 2300, Toronto, ON M5H 1J8, Canada

Contact details checked on 12 Nov 2026

Why use our complaint platform?

01

Written in minutes

We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.

02

We will make some noise!

Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.

03

Your personal case coach

Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.

04

You are not alone

Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.

Is Fairstone legit?

Legit

Fairstone is a real Canadian consumer lender, and at retailers such as Best Buy it is the company behind the store financing, not the shop. A sofa or laptop bought on a payment plan therefore becomes a Fairstone account, so interest, a missed payment or paying it off early is settled with Fairstone.

What we checked

  • Known as CitiFinancial until 2017
  • Parent is a federally regulated bank
  • Branch network across Canada
  • Ratings on other review websites: 4/5

Watch out for

  • A text, email or call asking for banking details, or pushing a Fairstone loan to release an inheritance or crypto funds.
  • Paying a loan off early and needing an exact payout figure in writing before the final payment.
  • An account you believe is fully paid that later turns up with a small balance still owing.

Unexpected interest on your Fairstone store financing?

We help you write it, it gets its own public page, and you can have it sent to Fairstone as a formal letter.

File a Fairstone complaint

Common customer service questions about Fairstone

How do I file a complaint about Fairstone?

Do you have a dispute or a bad customer experience with Fairstone? Report it through our website to maximize the chance of getting it resolved.

We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.

How do I contact Fairstone customer service?

The Fairstone number for personal loans in Canada is 800-995-2274, which reaches a lending specialist at your local branch; retail financing accounts, such as financing taken at Best Buy, have their own lines on the Fairstone contact page. Have your loan or account number ready and, for a purchase financed in a store, the retailer's name and the purchase date.

A payment, a fee or a statement to dispute? Start your complaint here, and we push it to Fairstone by email, social media and printed letters.

Who handles a refund on a purchase financed with Fairstone?

For a purchase financed with Fairstone at a partner retailer such as Best Buy, the store handles the product and the return, while Fairstone handles the financing account, the statements and the payments, through the retail financing lines on its contact page. When you return the item, ask the store for a receipt showing the return was processed, then check your next Fairstone statement to make sure the credit has reached the financing account. Keep the original receipt, the financing agreement and the return receipt together.

Refund processed by the store but not showing on your Fairstone account? Raise it through our complaint process: our trained AI opens a case and keeps coaching you on what to send the store and Fairstone, and when to push again.

Can I take a Fairstone complaint to the Ombudsman for Banking Services and Investments (OBSI)?

Yes: the Ombudsman for Banking Services and Investments (OBSI) in Canada can investigate complaints about the firms that take part in its service, and both Fairstone Financial Inc. and Fairstone Bank of Canada are among them. It generally expects Fairstone to have had the chance to put things right first, so keep a record of every call, letter and reply.

A loan or payment dispute to set out? We help you write the complaint to Fairstone in minutes, drawing on complaint letters that actually worked.

Is that call or text from Fairstone real?

Be careful. Fairstone says it never asks for sensitive or banking details by email, text or phone call, outside its secure online application or payment portal. It also never asks anyone to take out a Fairstone loan to unlock an inheritance, crypto funds or a claim, a story fraudsters use to get money and personal details.

What do people complain about most at Fairstone?

Nothing has been reported about Fairstone here yet. Our research shows what typically goes wrong at consumer lenders: payout figures that do not match what the borrower expected, payments applied late or taken twice, fees and interest that were not clear at signing, collection calls after a missed payment, store financing that ends in an interest charge, and credit report entries the borrower believes are wrong.

Spotted a payout figure or a store financing charge you do not recognize? Be the first to report it: your case opens the record for the next borrower with a Fairstone loan.

What happens after I submit my complaint?

Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of Fairstone through emails, social media, paper complaint letters and other tools at our disposal.

And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.

Can other consumers help me with my Fairstone complaint?

Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with Fairstone can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.

Fairstone complaints

0 complaints

Helpful experiences shared by Fairstone customers. Search, discuss and connect with other people in our community.

Fairstone complaints per month

Dec 2025 - Nov 2026

Complaints filed on Complain.biz about Fairstone in each of the last twelve months.

  • 0 Dec
  • 0 Jan
  • 0 Feb
  • 0 Mar
  • 0 Apr
  • 0 May
  • 0 Jun
  • 0 Jul
  • 0 Aug
  • 0 Sep
  • 0 Oct
  • 0 Nov

No complaints about Fairstone yet. Yours can be the first.

File your Fairstone complaint

How Fairstone compares

Fairstone customer service compared to others in the Financial Services category.

Company Complaints Biggest problem
Jackson Hewitt 474 complaints Offensive TV commercials
H&R Block 155 complaints Mistakes on tax returns
Netspend 58 complaints Accounts closed or funds held
Fidelity Investments 50 complaints Accounts frozen or closed
Fairstone (this page) 0 complaints No complaints yet
Mogo 0 complaints No complaints yet
Tell us how to improve this page

Wrong contact details, a logo that is not yours, or a profile that should not exist? Tell us and we fix it.

Wronged by Fairstone?
Send in the hornets.