My complaint:
TitleMax is not unmindful of Georgia law relating to the involvement of a breach of the peace. It has already been facts established surrounding this matter through Complaint241125-17129996 and the procedures that followed, submitted to the CFPB on November 25 2024. While on a recorded line, I complained to CFPB Representative that on November 22, 2024, a tow truck driver and his assistant on the behalf of TitleMax came to my house illegal according to Georgia law.
On November 22, 2024, around 7pm, well after business hours, a big white and very loud muffled sounded truck came to my house and parked in my front yard without my permission. I watched the tow truck driver and his assistant get out of the truck and walked onto my front porch and bang on my door until I answered it. He began to plied me with many questions about my vehicle which is under title pawn with TitleMax, but I gave him no answer.
Eventually, I told him that he was at my house illegal. “I know “, he replied, but attempted to explain why he was at my house illegal until I asked him why was he still standing on my front porch. The tow truck driver then became very angry towards me and began to curse at me, yelling, “You smart mouth mother fucker, I’m going to get your ass.” I consider this a serious threat. While TitleMax continues to conceal the identity of the tow truck company driver, I am living in constant fear of harm by the tow truck driver and his assistant. I have no right to bear arm. My neighbors witnessed this tow truck driver’s actions. In my complaint submitted to CFPB, I declared under penalty of perjury that I examined all the information contained in my complaint and I stated that it is true and correct to the best of my knowledge. I am liable for this information.
However, After TitleMax received my complaint, their answer did not respond to each allegations in my complaint and within the time period required by CFPB. But instead, TitleMax wrongfully summarized my complaint to allege something different from what is written. FRCP 8(b) permitted TitleMax to admit or deny the truth of allegation. Any allegations that were not denied by TitleMax shall be deemed to have been admitted.
Now Since TitleMax has failed to respond to each allegation in my complaint within the time period required by CFPB, a default judgment can be entered. In accordance with FRCP 8(b), TitleMax is liable for the claims set forth in my complaint and has lost the opportunity to either defend against the claims in court or settle the issue with me out of court. However, TitleMax must provide me with the identity of the tow truck driver and his assistant so I can pursue other legal remedies. TitleMax still has an opportunity to come to me with a resolution to this matter along with a written apology. In closing, I hereby declare under that I have examined all the information contained in this complaint and I state that it is true and correct to the best of my knowledge this 24th day of February, 2025.
Suggested solution:
Read the above section for a fair resolution stated.
