ING Australia complaint?
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We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective ING Australia complaint letter, and make sure your case gets taken seriously.
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ING Australia customer service
- Contact number
- 13 34 64
- Complaints email
- customer.complaints.au@ing.com
- Customer support
- www.ing.com.au
- Head office
- ING Bank (Australia) Limited, Level 28, 60 Margaret Street, Sydney NSW 2000, Australia
- Twitter / X
- @ing_aust
- Social media
Contact details checked on 27 Oct 2026
Why use our complaint platform?
Written in minutes
We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.
We will make some noise!
Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.
Your personal case coach
Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.
You are not alone
Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.
Is ING Australia legit?
Legit, mixed reviewsING Australia is a real, licensed bank owned by the Dutch ING Group, but its best savings rate comes with monthly homework. The bonus only follows a month in which you paid in $1,000 from outside ING, made five or more settled card purchases and grew your balance, so one slip costs a month.
What we checked
- Banking licence since 1994
- Head office in Sydney
- Formerly known as ING Direct
- Ratings on other review websites: 1.5/5
Watch out for
- A text saying your ING account is locked, with a link to a page asking for your customer number and password.
- A caller claiming to be from ING who asks you to install an app or allow remote access to your device.
- An account frozen during a security check, with transfers on hold until ING has your documents.
ING bonus interest missing this month?
We help you write it, it gets its own public page, and you can have it sent to ING Australia as a formal letter.
File a ING Australia complaintCommon customer service questions about ING Australia
How do I file a complaint about ING Australia?
Do you have a dispute or a bad customer experience with ING Australia? Report it through our website to maximize the chance of getting it resolved.
We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.
How do I contact ING Australia customer service?
The ING Australia customer service number is 13 34 64, and complaints can be sent in writing to the ING complaints team at customer.complaints.au@ing.com. ING is a branchless bank, so the phone line, the ING app and online banking are the routes for everyday questions; there is no branch to visit. Have the account in question ready, with the date and amount of any transaction you are calling about, and note the reference ING gives you.
Charge on your Orange Everyday account you do not recognise? Start your complaint here too, and we push it out to ING Australia by email, social media and printed letters.
How do I escalate a complaint with ING Australia?
To escalate a complaint with ING Australia, ask for it to be recorded as a formal complaint with the customer complaints team, by phone on 13 34 64 or by email to customer.complaints.au@ing.com, and note the reference. If the complaints team's answer does not settle it, the ING complaints page names a Customer Advocate who oversees the complaints process, and you can ask for the case to go there; the page gives the contact details. Put in writing what went wrong, the accounts and dates involved, what you have been told so far and the outcome you want, such as a refund of interest or fees or a corrected record. ING Australia's head office is in Sydney, and the address is in the contact details at the top of this page.
Interest or fees you believe ING owes you? Bring it through our complaint process: our trained AI opens a case for you and keeps coaching you on what to reply and when to push again.
How do I dispute a transaction with ING Australia?
To dispute a transaction with ING Australia, contact ING on 13 34 64 as soon as you spot it, say which card or account it was on, and ask for the payment to be investigated as a disputed transaction. If you think your card details have been used by someone else, ask for the card to be blocked and replaced in the same call. Have the date, the amount and the merchant name exactly as it appears on your statement ready, plus any receipt or order confirmation.
For goods that never arrived or a subscription charged after you cancelled it, keep a copy of the cancellation, the order and anything the merchant sent you, because those documents carry the dispute. Keep screenshots of the transaction as well, in case it later drops off the pending list.
Can I complain to the Australian Financial Complaints Authority (AFCA) about ING Australia?
Yes: the Australian Financial Complaints Authority (AFCA) handles complaints from consumers and small businesses about financial firms in Australia, and ING Bank (Australia) Limited, the bank behind ING Australia, is an AFCA member. AFCA generally expects ING Australia to have had the chance to put things right first, so keep a record of every call, message and reference.
Disputed charge or missing interest? We help you write the complaint in minutes, with the dates and amounts set out so each one can be checked.
Is that ING text saying my account is locked real?
No. ING says it will never send a text asking you to restore access to your account through a link, and it never asks for your PIN or password by phone or email. A locked-account text that links to a copied login page is a known way to steal customer numbers and passwords.
What do people complain about most at ING Australia?
Nothing has been reported about ING Australia here yet. Our research shows what typically goes wrong at online banks in Australia: bonus interest that is not paid for a month where the conditions looked met, card payments and transfers the account holder did not authorise, accounts frozen during security checks, home loan applications and refinances that run slowly, and fee rebates that do not show on the statement.
Bonus interest missing for a month you met the conditions? Be the first to report it: your case opens the record for the next ING customer with the same question.
What happens after I submit my complaint?
Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of ING Australia through emails, social media, paper complaint letters and other tools at our disposal.
And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.
Can other consumers help me with my ING Australia complaint?
Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with ING Australia can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.
ING Australia complaints
Helpful experiences shared by ING Australia customers. Search, discuss and connect with other people in our community.
ING Australia complaints per month
Dec 2025 - Nov 2026Complaints filed on Complain.biz about ING Australia in each of the last twelve months.
No complaints about ING Australia yet. Yours can be the first.
How ING Australia compares
ING Australia customer service compared to others in the Banks category.
| Company | Complaints | Biggest problem |
|---|---|---|
| Green Dot Bank | 1,693 complaints | Fraud claims refused or ignored 34% |
| GO2bank | 303 complaints | Accounts locked with no way back 33% |
| Capital One | 130 complaints | Credit card and loan problems 22% |
| PNC Bank | 78 complaints | Fraud claims brushed off 22% |
| ING Australia (this page) | 0 complaints | No complaints yet |
| Up Bank | 0 complaints | No complaints yet |