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Fernovo complaint?

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We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective Fernovo complaint letter, and make sure your case gets taken seriously.

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Fernovo customer service

Contact number
020 3476 5171
Customer service email
customercare@fernovo.co.uk
Complaints email
complaints@fernovo.co.uk
Customer support
www.fernovo.co.uk
Head office
Quidie Limited (trading as Fernovo), TBXH@ Sunley House, Bedford Park, Croydon CR0 2AP, United Kingdom

Contact details checked on 12 Nov 2026

Why use our complaint platform?

01

Written in minutes

We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.

02

We will make some noise!

Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.

03

Your personal case coach

Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.

04

You are not alone

Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.

Is Fernovo legit?

Legit

Borrowing from Fernovo means dealing with a real UK lender, but one whose small loans are priced by the day. Interest runs at 0.8% daily on the amount borrowed, and a late instalment keeps that same daily rate running on whatever is still owed, up to a cap, so a short delay quickly adds up.

What we checked

  • Trading name of Quidie Limited
  • Company incorporated in 2012
  • Authorised lender since 2016
  • Ratings on other review websites: 4.5/5

Watch out for

  • Two repayments taken from your debit card for the same instalment, or one taken on the wrong date.
  • An early settlement figure that is higher than expected, because interest is counted for every day the loan runs.
  • A loan you feel should never have been approved, given the other debts on your bank statements at the time.

Late Fernovo instalment costing more every day?

We help you write it, it gets its own public page, and you can have it sent to Fernovo as a formal letter.

File a Fernovo complaint

Common customer service questions about Fernovo

How do I file a complaint about Fernovo?

Do you have a dispute or a bad customer experience with Fernovo? Report it through our website to maximize the chance of getting it resolved.

We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.

How do I contact Fernovo customer service?

Call Fernovo customer service on 020 3476 5171 or email customercare@fernovo.co.uk; Fernovo also offers live chat, and complaints have their own email address, listed in the contact details above. The Fernovo complaints policy page, linked there too, sets out the ways to raise a complaint, including by post. Have your loan reference, the email address on your account, the dates and amounts involved and the outcome you want ready.

Repayment or charge to dispute? Start your complaint here as well, and we push it out to Fernovo by email, social media and printed letters.

Can I take a Fernovo complaint to the Financial Ombudsman Service?

Yes: the Financial Ombudsman Service in the UK can consider complaints about Fernovo loans, which Quidie Limited provides under the Fernovo name. As a rule, it expects Fernovo to have had the opportunity to resolve the complaint first, so keep a dated note of each contact and every answer you receive.

Loan complaint to set out clearly? Our trained AI opens a case for you and keeps coaching: what to reply, when to push and how to escalate inside Fernovo.

What happens if I miss a Fernovo repayment?

If you miss a Fernovo repayment, interest can keep running on the overdue amount and the missed payment can be reported to the credit reference agencies, which affects your credit report; the costs page on the Fernovo website sets out the charges that apply. If a repayment is going to be difficult, ask Fernovo about a payment plan before the due date and get any arrangement confirmed in writing.

Keep a note of every call, the agreed amounts and dates, and check your card statements against what was agreed.

Charges added during an agreed payment plan? Bring it through our complaint process: we help you set out the plan against each payment, and other borrowers in the same position can back your case up.

What do people complain about most at Fernovo?

Nothing has been reported about Fernovo here yet. Our research shows what typically goes wrong at short-term online lenders: loans borrowers feel were unaffordable, repayments taken from a debit card twice or on the wrong date, charges after a missed payment, credit report entries people dispute, early settlement figures that do not add up, and payment plans that are hard to agree.

Settlement figure higher than you expected? Be the first to report it: your case opens the record for the next Fernovo borrower asking how a balance was worked out.

What happens after I submit my complaint?

Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of Fernovo through emails, social media, paper complaint letters and other tools at our disposal.

And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.

Can other consumers help me with my Fernovo complaint?

Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with Fernovo can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.

Fernovo complaints

0 complaints

Helpful experiences shared by Fernovo customers. Search, discuss and connect with other people in our community.

Fernovo complaints per month

Dec 2025 - Nov 2026

Complaints filed on Complain.biz about Fernovo in each of the last twelve months.

  • 0 Dec
  • 0 Jan
  • 0 Feb
  • 0 Mar
  • 0 Apr
  • 0 May
  • 0 Jun
  • 0 Jul
  • 0 Aug
  • 0 Sep
  • 0 Oct
  • 0 Nov

No complaints about Fernovo yet. Yours can be the first.

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How Fernovo compares

Fernovo customer service compared to others in the Financial Services category.

Company Complaints Biggest problem
Monese 6 complaints
Interactive Brokers 3 complaints
Capital-Finance.co 2 complaints
Daniel Johns Group 2 complaints
Fernovo (this page) 0 complaints No complaints yet
Blue Motor Finance 0 complaints No complaints yet
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