Drafty complaint?
Make it sting!
We help resolve your complaint! Our AI cyber hornets are trained to help you write an effective Drafty complaint letter, and make sure your case gets taken seriously.
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Drafty customer service
- Contact number
- 0203 695 8072
- Complaints email
- info@drafty.co.uk
- Customer support
- www.drafty.co.uk
- Head office
- GAIN Credit LLC (UK establishment, trading as Drafty), Blue Fin Building, 110 Southwark Street, London SE1 0SU, United Kingdom
- Social media
Contact details checked on 12 Nov 2026
Why use our complaint platform?
Written in minutes
We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.
We will make some noise!
Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.
Your personal case coach
Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.
You are not alone
Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.
Is Drafty legit?
LegitDrafty is genuine, an online lender run by the same firm as Lending Stream, but its Flex line behaves more like a credit card than a one-off loan. Interest builds daily on whatever you have drawn, so topping it up or paying only the minimum keeps a balance alive for far longer than planned.
What we checked
- Trading name of GAIN Credit LLC
- Authorised and regulated credit firm
- UK branch registered in London
- Ratings on other review websites: 5/5
Watch out for
- An offer to raise your limit, up to £5,000 for existing customers, arriving when your budget is already stretched.
- A monthly payment taken automatically from your card, where the date cannot be moved once that month's statement is out.
- A call or message offering a Drafty loan in return for an upfront fee or your card details.
Drafty balance growing faster than you can pay?
We help you write it, it gets its own public page, and you can have it sent to Drafty as a formal letter.
File a Drafty complaintCommon customer service questions about Drafty
How do I file a complaint about Drafty?
Do you have a dispute or a bad customer experience with Drafty? Report it through our website to maximize the chance of getting it resolved.
We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.
How do I contact Drafty customer service?
Call Drafty customer service on 0203 695 8072 or email info@drafty.co.uk; Drafty also offers live chat on its website, and you can manage your account in the Drafty app. For a complaint, the contact page on the Drafty website, linked in the contact details above, has a complaint option. Have your account number, the email address on your account, the dates and amounts involved and the outcome you want ready.
Payment or charge problem to raise? Start your complaint here as well, and we push it out to Drafty by email, social media and printed letters.
Can I take a Drafty complaint to the Financial Ombudsman Service?
Yes: in the UK, the Financial Ombudsman Service covers complaints about Drafty credit, both the Drafty Flex line of credit and Drafty Loans. It generally expects Drafty to have had the chance to put things right first, so keep a record of every call, chat, email and reply.
Borrowing complaint to put into words? We help you write it in minutes, drawing on complaint letters that actually worked.
Can I complain to Drafty about unaffordable lending?
Yes: if you believe Drafty lent you more than you could afford, or raised your credit limit when your finances showed you could not repay, you can make an affordability complaint to Drafty. Say which loan or limit increase it concerns, what your income, rent and other debts were at the time and how the borrowing affected you, and ask Drafty to review its checks and explain what it will put right.
Gather the bank statements from the months before each loan or increase, a copy of your credit report and the emails confirming each limit change.
Limit raised while other debts were piling up? Raise it through our complaint process: our trained AI opens a case and keeps coaching you on what to send Drafty next.
Is that Drafty loan offer asking for a fee real?
No. Drafty says it never asks for application or processing fees upfront, and it tells customers never to email their card details. A call or message that promises a Drafty loan once you pay a fee, or asks for your card number, is not how the lender works.
What do people complain about most at Drafty?
Nothing has been reported about Drafty here yet. Our research shows what typically goes wrong at high-cost credit lenders: credit limits or loans borrowers feel were unaffordable, interest and charges that keep a balance high, missed payments reported to credit reference agencies, payments taken on the wrong date, and payment plans that are hard to agree when money is tight.
Limit increase you could not afford? Be the first to report it: your case opens the record for the next Drafty borrower questioning the same kind of increase.
What happens after I submit my complaint?
Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of Drafty through emails, social media, paper complaint letters and other tools at our disposal.
And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.
Can other consumers help me with my Drafty complaint?
Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with Drafty can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.
Drafty complaints
Helpful experiences shared by Drafty customers. Search, discuss and connect with other people in our community.
Drafty complaints per month
Dec 2025 - Nov 2026Complaints filed on Complain.biz about Drafty in each of the last twelve months.
No complaints about Drafty yet. Yours can be the first.
How Drafty compares
Drafty customer service compared to others in the Financial Services category.
| Company | Complaints | Biggest problem |
|---|---|---|
| Monese | 6 complaints | |
| Interactive Brokers | 3 complaints | |
| Capital-Finance.co | 2 complaints | |
| Daniel Johns Group | 2 complaints | |
| Drafty (this page) | 0 complaints | No complaints yet |
| Close Brothers | 0 complaints | No complaints yet |