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Cumberland Building Society customer service

Contact number
01228 403 141
Customer service email
customerservice@cumberland.co.uk
Customer support
www.cumberland.co.uk
Head office
Cumberland Building Society, Cumberland House, Cooper Way, Parkhouse, Carlisle CA3 0JF, United Kingdom

Contact details checked on 25 Oct 2026

Why use our complaint platform?

01

Written in minutes

We help you write an effective complaint in minutes. Our AI cyber hornets are trained on thousands of complaint letters that actually worked.

02

We will make some noise!

Your complaint gets the attention it deserves. Our cyber hornets could post it on social media, send it by printed letter or use other escalation tools at our disposal.

03

Your personal case coach

Our AI models open a case file and keep coaching after you file: what to reply, when to push, and how to escalate if nothing happens.

04

You are not alone

Join 73,608 consumers who refused to be ignored. Our community is there for advice while you chase your resolution.

Is Cumberland Building Society legit?

Legit

Cumberland Building Society is the genuine article, a customer-owned lender that has pledged to keep its branches as other banks leave the high street, but a payment problem can still catch you out. A card payment or transfer gone astray is far easier to trace with your dates, amounts and statements lined up.

What we checked

  • Building society since 1850
  • Head office in Carlisle, Cumbria

Watch out for

  • A caller who says they are from The Cumberland and asks for a one-time passcode to cancel a payment.
  • A car finance agreement with Borderway Finance, which trades under its own name and website.
  • A variable savings rate that drops, where the notice of the change is easy to miss.

Payment missing from your Cumberland account?

We help you write it, it gets its own public page, and you can have it sent to Cumberland Building Society as a formal letter.

File a Cumberland Building Society complaint

Common customer service questions about Cumberland Building Society

How do I file a complaint about Cumberland Building Society?

Do you have a dispute or a bad customer experience with Cumberland Building Society? Report it through our website to maximize the chance of getting it resolved.

We help you write an effective complaint in minutes. Our AI models are trained on thousands of effective complaint letters. Then we push it through emails, social media, paper complaint letters and other tools at our disposal. And you are not alone: our helpful community is there for advice.

How do I contact Cumberland Building Society customer service?

Cumberland Building Society customer service is on 01228 403 141, answered by its customer care team in Carlisle, and general questions can go to customerservice@cumberland.co.uk. Complaints have their own email address, shown in the contact details at the top of this page, and you can also raise a problem in any branch. Have your account or mortgage number ready and ask for a complaint reference.

Card payment or charge to dispute? Report it here as well, and we push it out to the Cumberland by email, social media and printed letters.

What can I do if a Cumberland Building Society payment is missing or my account is blocked?

If a payment from your Cumberland Building Society current account has not reached the payee, or your account or card has been blocked, call the Society on 01228 403 141 as soon as you notice and ask what the block or delay relates to and what it needs from you to lift it. Banks and building societies often pause payments or accounts for security checks, so have your ID and the payment details ready: the date, the amount, the payee and the reference.

Keep screenshots of the payment in online banking or the app, any text or email about the block, and a note of each call. If money left your account and did not arrive, ask the Society to trace the payment and give you the trace reference.

Who handles Cumberland Building Society car finance complaints?

Car finance from Cumberland Building Society is provided through its subsidiary Borderway Finance, which runs its own website, so a complaint about a car finance agreement should name Borderway Finance and quote the agreement number. Mortgages, savings, current accounts and business banking stay with the Society itself.

For a car finance complaint, keep the agreement, the vehicle details, your payment history and any letters about arrears, settlement or the end of the agreement, and note the date of each call.

Does the Financial Ombudsman Service cover Cumberland Building Society?

Yes: the Financial Ombudsman Service covers complaints by Cumberland Building Society customers in the UK about its mortgages, savings, current accounts and other financial services. It generally expects the Society to have had the chance to put things right first, so keep a record of every call, branch visit, email and reference number.

Account decision you want to challenge? Take it through our complaint process: we help you write the complaint in minutes, drawing on thousands of complaint letters that actually worked.

What do people complain about most at Cumberland Building Society?

Nothing has been reported about Cumberland Building Society here yet. Our research shows what typically goes wrong at UK building societies that run current accounts as well as savings and mortgages: card payments and transfers that go missing or are blocked for security checks, trouble logging in to online banking or the app, savings rates cut at short notice, mortgage applications and switches that take longer than expected, and car finance agreements that are hard to query.

Card blocked or a transfer that never landed? Start the first case: it becomes the record the next Cumberland customer with the same problem can point to.

What happens after I submit my complaint?

Your complaint gets its own public page on Complain.biz and we get to work: we bring it to the attention of Cumberland Building Society through emails, social media, paper complaint letters and other tools at our disposal.

And we stay with it after you file. Our trained AI opens a case file for you and keeps coaching: what to reply, when to push again, and how to escalate if nothing happens.

Can other consumers help me with my Cumberland Building Society complaint?

Yes. We have an active community of consumers, and complaints here are public: people who ran into the same problem with Cumberland Building Society can give you advice or back you up with their own story. A complaint with a community behind it is much harder to overlook.

Cumberland Building Society complaints

0 complaints

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Cumberland Building Society complaints per month

Dec 2025 - Nov 2026

Complaints filed on Complain.biz about Cumberland Building Society in each of the last twelve months.

  • 0 Dec
  • 0 Jan
  • 0 Feb
  • 0 Mar
  • 0 Apr
  • 0 May
  • 0 Jun
  • 0 Jul
  • 0 Aug
  • 0 Sep
  • 0 Oct
  • 0 Nov

No complaints about Cumberland Building Society yet. Yours can be the first.

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How Cumberland Building Society compares

Cumberland Building Society customer service compared to others in the Banks category.

Company Complaints Biggest problem
Revolut 17 complaints Money held or account blocked
HSBC 4 complaints
Barclays 1 complaint
Lloyds Bank 1 complaint
Cumberland Building Society (this page) 0 complaints No complaints yet
Tesco Bank 0 complaints No complaints yet
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